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Banking

How to Open a Mercury Bank Account for Your LLC as a Non-Resident (2026)

Mercury has tightened approvals in 2025-2026. Here's exactly what to prepare to maximize your chances.

Published on 6 min readShare

Mercury is the most popular online bank for non-resident LLC owners. But in 2025-2026 they've increased scrutiny.

What you need before applying

  1. EIN letter from IRS (CP 575)
  2. Articles of Organization
  3. Operating Agreement
  4. Passport scan
  5. Proof of address in your country
  6. Business website
  7. LinkedIn profile

    8. Common rejection reasons

    • Vague business description
    • No website
    • Restricted country list (Mercury blocks some)
    • VPN / Tor during application
    • Mismatched address

    Our Premium plan includes a step-by-step guide and pre-application review.

LLCora Editorial Team
Vetted by US-licensed CPAs and immigration attorneys

We've helped 1,247+ non-resident founders open US LLCs across 80+ countries. Every guide is reviewed before publish.

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